CoinsOnCards

    Volet CardReview

    A custodial prepaid Visa/Mastercard with five distinct regional card programs and no permanent cashback.

    3.0· Updated: Rebranded from ADVCash to Volet in 2024
    Visit issuer
    Cashback
    Up to 0.00%
    Custody
    custodial
    KYC
    full
    Networks
    —
    Monthly fee
    Free
    Available in
    —

    The verdict

    Best for: International users needing mobile wallet integration or high limits ($150,000 daily).

    Skip if: You are a US/UK resident or want a card with cashback rewards.

    • Europe card has no monthly fee but lacks Apple Pay/Google Pay.
    • Global Plus offers a $150,000 daily limit but costs $99/year.
    • Loading fees are high, from 1.45% to 2.95% plus fixed fees.
    Get the Volet Card

    How it works

    • - **Five Card Programs**: Tailored options for different regions and use cases (Digital, Spend Virtual, Europe, Asia-Pacific, Global Plus).
    • - **Instant Loading**: Instantly transfer funds from the Volet wallet to the card for immediate use.
    • - **Multi-Currency Wallet**: Supports 14+ cryptocurrencies (BTC, ETH, USDT, etc.) and 6 fiat currencies (USD, EUR, etc.).
    • - **Mobile Wallet Support**: Apple Pay and Google Pay are available for the Digital and Spend Virtual cards.
    • - **High Limits**: The Global Plus card offers a daily POS purchase limit of $150,000.
    • - **Global Availability**: Supported in over 150 countries.

    Funding: Crypto (14+ cryptocurrencies) · Fiat currencies (6 supported) · Volet wallet · SEPA bank transfer (European users)

    Fees

    BankingSEPA: true · Multi-currency accounts with SEPA bank transfer capabilities for European users

    Custody & risk

    • If the issuer disappears
      If Volet ceases operations, users risk losing access to all funds held on the platform.
    • Counterparty risk
      Custodial platform - users do not control private keys and risk losing access to all funds if Volet ceases operations
    • Security risk
      No insurance protection for crypto assets held in custody
    • Regulatory risk
      UK services suspended pending regulatory permissions

    Volet operates a custodial model where the platform holds all crypto and fiat on behalf of users. Users do not control their private keys. Crypto must be converted to fiat within the Volet wallet before it can be loaded onto the card (with the exception of the Spend Virtual card).

    Protections

    • Two-Factor Authentication (2FA) via authenticator apps
    • Encryption for all sensitive data
    • 3D Secure for online payments
    • Transaction monitoring for fraud detection
    • Instant block/unblock cards via app or web dashboard
    • PCI DSS certification
    • Chip+PIN security
    • Contactless payments

    Insurance & coverage: No insurance protection for crypto assets held in custody

    Limits

    notes
    Digital: $3,000 per withdrawal, 5 withdrawals daily; Europe: €500 per withdrawal, 5 withdrawals daily; Global Plus: $1,000 per withdrawal (max 60% of balance), 5 withdrawals daily. Card loading limits: Digital $30,000 daily/$100,000 monthly; Europe €5,000 daily/€20,000 monthly/€80,000 yearly; Global Plus $10,000 daily/$500,000 yearly. Maximum balance: Digital $100,000; Europe €20,000; Global Plus $150,000. Unverified accounts limited to €150 lifetime spending.
    atm daily
    $3,000 (Digital/Global Plus); €2,500 (Europe)
    atm monthly
    $20,000 (Global Plus)
    daily spending
    $150,000 (Global Plus); €20,000 (Europe); $50,000 (Digital)
    per transaction
    $150,000 (Global Plus); €20,000 (Europe); $50,000 (Digital)
    monthly spending
    200 transactions monthly (Global Plus); 20 transactions daily (all)

    The good

    • Europe card has no monthly fee.
    • 0% POS fee for purchases in card's base currency.
    • Instant loading from Volet wallet to card.
    • High daily limit of $150,000 on Global Plus tier.
    • Available in 150+ countries.
    • Apple Pay and Google Pay on Digital/Spend Virtual cards.

    The catches

    • No permanent cashback rewards program (0%).
    • High card loading fees from 1.45% to 2.95%.
    • No Apple Pay/Google Pay on Europe/Global Plus cards.

    Limitations

    • majorUnavailable in United States, United Kingdom, and ~30 other countries
    • majorUK verification applications not currently accepted due to recent changes in UK crypto asset legislation
    • moderateManual crypto-to-fiat conversion required before loading card (except Spend Virtual)
    • moderateNo Apple Pay or Google Pay support on Europe and Global Plus cards
    • moderateNo permanent cashback rewards program
    • moderateCard loading fees range from 1.45-2.95% + fixed fee
    • minorDigital card restricted to Volet.com funding only (external card funding prohibited)
    • minorSpecific card issuer details not publicly disclosed
    • minorGambling/betting transactions blocked by issuer on all cards

    Where rewards don't apply

    • Gambling/betting sites — Blocked by issuer
    • Online casinos — Blocked by issuer
    • Lottery — Blocked by issuer

    What users say

    No public user ratings available yet. User feedback indicates strengths in convenience, functionality, instant transfers, and card reliability.

    Rating breakdown

    Net reward
    2.5
    Custody risk
    2.0
    Availability
    2.5
    Features & convenience
    4.0

    See our methodology for how we score each axis.