CoinsOnCards

    Issued by Cards issued by U.S. banks (specific banks not named) — FDIC-insured US banks operating under US financial regulations

    Stealths CardReview

    A no-KYC marketplace for purchasing virtual Visa/Mastercard prepaid cards with cryptocurrencies like Monero.

    3.5· Updated: Bitcoin (BTC) removed as payment method (July 2025)
    Visit issuer
    Cashback
    Up to 0.00%
    Custody
    hybrid
    KYC
    none
    Networks
    —
    Monthly fee
    $3
    Available in
    —

    The verdict

    Best for: Privacy-focused users spending Monero or needing high-value ($30,000) anonymous VCCs.

    Skip if: You need a reloadable physical card, low fees, or guaranteed Apple Pay support.

    • Offers no-KYC purchases using Monero (XMR), ETH, and other cryptocurrencies.
    • High ~7% markup on card value plus issuer fees like 2.5% FX.
    • Most cards are non-reloadable and some lack 3D Secure or Apple Pay.
    Get the Stealths Card

    How it works

    • Stealths provides a marketplace of different virtual card products with varying features.
    • * **Card Format:** Digital/virtual only; no physical cards are available.
    • * **Card Networks:** Visa and Mastercard.
    • * **Anonymity:** No KYC or identity verification is required to purchase cards from Stealths.
    • * **Delivery:** Most cards are delivered automatically within 3-5 minutes of payment confirmation. High-limit VCCs are delivered manually during work hours.
    • * **High-Limit Option:** A Single-Use VCC is available for large transactions up to $30,000.
    • * **3D Secure:** Supported on select cards like the Mastercard Global Prepaid and Single-Use VCC for higher merchant acceptance.

    Funding: BCH · ETH · BNB · LTC · TRX · USDT · Monero (XMR)

    Custody & risk

    • If the issuer disappears
      If the provider fails to deliver the card after payment, funds may be lost. Once loaded, the card balance is subject to the issuer's terms, and the user does not control the private keys for the fiat funds.
    • Regulatory risk
      The no-KYC model operates in a gray area that could be affected by changing anti-money-laundering regulations
    • Counterparty risk
      Reliance on third-party issuers means Stealths has limited control if providers change policies; many card products have become unavailable as of late 2025
    • Market risk
      Short validity periods and non-reloadable nature of most cards mean any leftover balance becomes unusable after expiration

    Users maintain self-custody of their crypto until the point of purchase. The crypto is then sent to a payment gateway, converted to fiat, and loaded onto a prepaid card managed by a third-party issuer. At this point, custody of the funds transfers to the card issuer.

    Protections

    • Standard SSL/TLS web encryption
    • Anonymous payment via cryptocurrency
    • Minimal data collection policy
    • 3D Secure on select cards

    Insurance & coverage: Funds held at FDIC-insured US banks covered up to standard FDIC limits ($250,000)

    Custody partners: MyGlobePay, Rewarble, Virtual Reward Center, Prepaid Digital Solutions, OxaPay (payment gateway)

    Limits

    notes
    Single-Use VCC must be used same day with maximum 3 transactions
    atm daily
    Not supported
    atm monthly
    Not supported
    daily spending
    2 redemptions per device per day (US gift cards)
    per transaction
    Up to $30,000 (Single-Use VCC)

    The good

    • No-KYC required at purchase level for full anonymity.
    • Fast automated delivery in 3-5 minutes for most cards.
    • Accepts privacy coins including Monero (XMR) and USDT.
    • High-value transactions up to $30,000 via Single-Use VCC.

    The catches

    • High ~7% effective markup on card face values.
    • Most cards are non-reloadable with 6-month validity periods.

    Limitations

    • majorCards are generally non-reloadable (except Rewarble/Anonimy Max)
    • major~7% effective markup on card values
    • majorMany card products currently unavailable (Visa/Mastercard Global Prepaid, PDS Mastercard, Amex gift cards)
    • majorNo ATM withdrawals supported on any card type
    • moderateLimited validity periods (6 months to 3 years depending on card)
    • moderateNo physical card options available
    • moderateSome cards lack 3D Secure, reducing merchant acceptance
    • moderateBitcoin (BTC) no longer accepted as payment method (removed July 2025)
    • moderateLimited customer support options (messaging platforms only)
    • minorCard activation may require providing limited information to third-party providers

    Where rewards don't apply

    • Crypto-related transactions — Prohibited on Single-Use VCC
    • Gambling/betting sites — Prohibited on Single-Use VCC
    • Dating sites — Prohibited on Single-Use VCC
    • External payment systems (brokers, forex) — Prohibited on Single-Use VCC
    • PayPal — US Visa Gift cards fail on PayPal; limited compatibility on cards without 3D Secure
    • Subscription services requiring 3DS — Cards without 3D Secure may fail

    What users say

    No public user ratings available yet. User feedback notes: Fast delivery for automated orders (2-3 minutes); hassle-free spending when cards work; privacy protection; improved reliability after provider changes; successful refunds in some cases. Negative feedback includes slow manual orders, high costs, and Apple Pay issues.

    Rating breakdown

    Net reward
    2.5
    Custody risk
    3.5
    Availability
    5.0
    Features & convenience
    3.0

    See our methodology for how we score each axis.