CoinsOnCards

    SolCardReview

    Custodial prepaid Visa/Mastercard for Solana assets with an optional no-KYC tier.

    2.5· Updated: June 26, 2025: All Visa SolCards being cancelled with balance withdrawal option
    Visit issuer
    Cashback
    Up to 8.0%
    Custody
    custodial
    KYC
    limited
    Networks
    —
    Monthly fee
    $1
    Available in
    —

    The verdict

    Best for: Solana holders wanting 0% top-up fees via KYC or no-KYC spending.

    Skip if: You are a US resident needing Full Access or require a physical card.

    • No-KYC Mastercard has a high 5% top-up fee.
    • Full Access Visa requires KYC for 0% top-up fees.
    • Cashback up to 8% requires staking 100,000 SOLC tokens.
    Get the SolCard

    How it works

    • SolCard offers two distinct card tiers with different features:
    • **Mastercard (Standard):**
    • * KYC: Not required
    • * Card Format: Virtual card
    • * Mobile Wallet Support: Not supported
    • **Visa (Full Access):**
    • * KYC: Required
    • * Card Format: Virtual card
    • * Mobile Wallet Support: Apple Pay & Google Pay
    • **General Features:**

    Funding: SOL · USDT (Solana) · USDC (Solana) · SOLC

    Tier requirements & loyalty

    Referrals: Tiered affiliate system with percentage of fee revenue from referred users

    Custody & risk

    • If the issuer disappears
      If the provider disappears, users lose access to funds held on the platform. No-KYC cards are particularly exposed to sudden policy and regulatory changes, as demonstrated by SolCard's Visa cancellations in mid-2025.
    • Counterparty risk
      Custodial model means users lose access to funds if provider disappears
    • Regulatory risk
      History of sudden policy changes including mass Visa card cancellations
    • Regulatory risk
      All Visa SolCards being cancelled with balance withdrawal option

    The platform holds all user crypto after deposit. Users do not control their private keys once funds are topped up. Crypto is converted to a USD balance on the card immediately upon deposit.

    Protections

    • Card freeze/cancel via dashboard
    • Tokenization via Apple/Google Pay for in-person transactions (Full Access Visa only)
    • Automatic security freezes for suspicious activity
    • Weekly snapshots for revenue distribution

    Limits

    notes
    Standard Mastercard: $10,000/month top-up limit; Full Access Visa: up to $100,000/month (higher on request)
    monthly spending
    See card_tiers

    The good

    • 0% top-up fee for KYC Visa users.
    • No-KYC Mastercard tier up to $10,000/month.
    • Apple Pay & Google Pay on Full Access Visa.
    • Visa-network/Mastercard-network acceptance at 150M+ merchants.
    • Up to 8% cashback for staking $SOLC tokens.
    • Supports Solana assets: SOL, USDT, USDC, SOLC.

    The catches

    • High 5% top-up fee on no-KYC Mastercard.
    • KYC required for Visa with Apple Pay/Google Pay.
    • $1 monthly maintenance fee applies.

    Limitations

    • major5% top-up fee for non-KYC Mastercard tier makes it expensive for frequent or large transactions
    • majorFull Access upgrade temporarily unavailable to U.S. residents
    • majorHistory of sudden policy changes (mid-2025 Visa cancellations affected many users)
    • moderateVirtual cards only with no physical option
    • moderateVisa (Apple/Google Pay) now requires KYC verification
    • moderateMixed community trust ratings (2-3/5 on review platforms)
    • moderateMerchant restrictions may apply at issuer discretion
    • moderateRisk of account freezes for high decline rates or policy violations
    • moderateCashback rewards paid in volatile SOL tokens
    • minorLimited transparency about exact merchant restriction lists
    • minor$1 monthly maintenance fee
    • minorNo dedicated mobile app (web dashboard only)

    Where rewards don't apply

    • Various (unspecified) — Merchant restrictions may be applied by SolCard or its service providers at their discretion; no comprehensive public list available

    Recent activity

    • June 26, 2025
      All Visa SolCards being cancelled
      All Visa SolCard's are getting cancelled. Users are able to withdraw their remaining balance back to Solana.
    • June 18, 2025
      0% top-up fee for KYC users
      SolCard now offers 0% top-up fee (instead of 5%) for everyone that does KYC.

    What users say

    Trustpilot
    3.0/5.0 (5 ratings)

    Mixed community trust (2-3/5 ratings across review platforms); common feedback cites strong anonymity (Mastercard tier), high fees (non-KYC), operational and support challenges

    Rating breakdown

    Net reward
    1.3
    Custody risk
    2.0
    Availability
    4.5
    Features & convenience
    3.0

    See our methodology for how we score each axis.