CoinsOnCards

    Issued by Revolut Ltd (UK), Revolut Bank UAB (EU), regional partner banks elsewhere — UK: Revolut Ltd registered with FCA for cryptoasset activities, FCA-authorized Electronic Money Institution. EU/EEA: Revolut Digital Assets Europe Ltd (RDAEL) licensed in Cyprus as Crypto Asset Service Provider (CASP) under EU MiCA regulation by CySEC. Revolut Bank UAB (Lithuania) fully licensed bank under ECB supervision.

    Revolut Crypto CardReview

    Custodial Visa/Mastercard prepaid debit card with real-time conversion of 250+ cryptocurrencies at point-of-sale.

    3.0· Updated: Introduction of on-chain withdrawals and deposits (2021-2022)
    Visit issuer
    Cashback
    Up to 1.0%
    Custody
    custodial
    KYC
    full
    Networks
    —
    Monthly fee
    Free
    Available in
    —

    The verdict

    Best for: Users wanting to spend 250+ cryptos with a licensed, custodial institution.

    Skip if: You require self-custody or live in the United States.

    • Premium+ tiers have 0% weekend FX markup and no fair usage fees.
    • Cashback on Metal/Ultra plans capped at the monthly fee (£14.99+).
    • Standard plan has a 1% fair usage fee above £1,000/month.
    Get the Revolut Crypto Card

    How it works

    • * **Real-Time Conversion:** Spend 250+ supported cryptocurrencies directly without manual pre-conversion.
    • * **Global Acceptance:** Accepted at millions of merchants worldwide that accept Visa or Mastercard.
    • * **Tiered Plans:** Five subscription tiers (Standard, Plus, Premium, Metal, Ultra) with varying fees and benefits.
    • * **Mobile Wallets:** Compatible with Apple Pay and Google Pay.
    • * **Card Formats:** Physical (plastic or metal) and virtual cards available.
    • * **Advanced Security:** In-app card freezing, spending limits, location-based security, and disposable virtual cards (Premium+).
    • * **Financial Ecosystem:** Integrated with Revolut's multi-currency accounts, budgeting tools, and savings vaults.

    Funding: Crypto balance in Revolut app

    Rewards calculator

    Estimated cashback
    $20
    Effective rate 1.0%
    • $0–∞ @ 1.0% → $20 on $2,000

    Fees

    BankingSWIFT: true · Virtual accounts: true · One free SWIFT transfer monthly for Premium tier and above. Multi-currency accounts allow holding balances in 30+ fiat currencies.

    Custody & risk

    • If the issuer disappears
      Crypto holdings are not government-insured. If the provider were to cease operations, users could lose access to their funds.
    • Counterparty risk
      Custodial model means users don't control private keys; if Revolut ceased operations, users may lose access to funds
    • Regulatory risk
      Discontinuation of US crypto services following regulatory pressure
    • Regulatory risk
      Company's need to comply with evolving regulations represents ongoing consideration for users

    Revolut holds all crypto assets on behalf of its users in custodial wallets. Users do not control their own private keys. While many cryptocurrencies can be deposited and withdrawn to external wallets, not all tokens are transferable.

    Protections

    • Passcode/biometric login
    • 2FA for new device authentication
    • Freeze/unfreeze functionality
    • Enable/disable specific payment types
    • Custom spending limits
    • Location-based security
    • Disposable virtual cards (Premium+ tiers)
    • Address whitelisting for withdrawals
    • Additional verification for sending crypto out
    • 24/7 fraud monitoring and alerts

    Insurance & coverage: Fiat funds: EU customers covered by deposit guarantee up to €100,000. Crypto holdings not government-insured.

    Limits

    notes
    Exchange frequency limited to 200 exchanges per 24 hours across fiat and crypto
    atm daily
    £3,000 per account
    atm monthly
    £200-£2,000 free depending on tier, then 2%
    daily spending
    Very high, effectively unlimited for normal usage
    per transaction
    ~£100,000

    The good

    • Spend from a balance of 250+ cryptocurrencies.
    • FCA registered and MiCA licensed via CySEC.
    • 0% weekend FX markup on Premium+ plans.
    • Supports Apple Pay and Google Pay.

    The catches

    • 1% fair usage fee on Standard plan.
    • Cashback only on Metal/Ultra plans (£14.99+/month).

    Limitations

    • majorCustodial model - users don't control private keys
    • majorCrypto services (including Crypto Card) unavailable in the United States
    • moderateCashback capped at approximately one month's subscription fee
    • moderateLimited customer support for crypto-specific issues reported
    • moderateFair usage fees apply when monthly exchange limits exceeded (Standard/Plus tiers)
    • moderateAccount freezes during compliance reviews can restrict access
    • moderateNot all tokens can be withdrawn to external wallets
    • minorSlight price difference compared to dedicated crypto exchanges due to embedded spread
    • minorRevolut does not publish a fixed maximum spread for crypto exchange rates
    • minorSome merchant types may not accept prepaid cards (e.g., car rentals, pay-at-pump gas)

    Where rewards don't apply

    • Car rentals — May not accept prepaid cards
    • Pay-at-pump gas stations — May not accept prepaid cards
    • High-risk or sanctioned entities — Transactions may be declined

    What users say

    App Store
    4.8/5.0 (140,618 ratings)
    Google Play
    4.5/5.0 (3,573,162 ratings)
    Trustpilot
    4.6/5.0 (254,511 ratings)

    User feedback is generally positive regarding ease of use, seamless integration, and convenience

    Rating breakdown

    Net reward
    1.5
    Custody risk
    2.0
    Availability
    2.0
    User experience
    4.5
    Features & convenience
    4.8

    See our methodology for how we score each axis.