CoinsOnCards

    Osmosis Pay CardReview

    A non-custodial Visa prepaid debit card for spending assets directly from an Osmosis wallet.

    3.5
    Visit issuer
    Cashback
    Up to 0.00%
    Custody
    self_custodial
    KYC
    full
    Networks
    —
    Monthly fee
    Free
    Available in
    —

    The verdict

    Best for: Osmosis users needing to spend crypto directly from a non-custodial wallet.

    Skip if: You want cashback rewards or have low fees as a primary priority.

    • Truly non-custodial; assets remain in your Osmosis wallet until spent.
    • No cashback rewards, with a 1-2% crypto conversion fee per transaction.
    • Physical card has a $50 issuance fee and 1% FX fee.
    Get the Osmosis Pay Card

    How it works

    • ### Card Tiers
    • * **Standard**: Virtual card with higher fees.
    • * **Premium**: Physical card with lower fees.
    • ### Spending & Withdrawal Limits
    • * **Standard Card**:
    • * Daily Spending: $10,000
    • * Monthly Spending: $30,000
    • * **Premium Card**:
    • * Daily Spending: $20,000
    • * Monthly Spending: $60,000

    Funding: Crypto from Osmosis wallet

    Custody & risk

    • If the issuer disappears
      If the card provider disappears, unspent crypto assets remain secure and accessible in the user's personal wallet.
    • Regulatory risk
      New US signups currently restricted - operational restriction in place

    Users retain full control of their private keys in their Osmosis wallet. Crypto assets remain in the user's custody until the point of sale, where they are converted to fiat for the transaction.

    Limits

    atm daily
    Up to $2,000 (Premium)
    atm monthly
    Up to $10,000 (Premium)
    daily spending
    Up to $20,000 (Premium) / $10,000 (Standard)
    monthly spending
    Up to $60,000 (Premium) / $30,000 (Standard)

    The good

    • Non-custodial spending from your Osmosis wallet.
    • No monthly fees or token staking required.
    • Supports both Apple Pay and Google Pay.

    The catches

    • $50 issuance fee for the physical card.
    • 1-2% crypto-to-fiat conversion fee per transaction.

    Limitations

    • majorNew US signups currently not supported (operational restriction)
    • moderateNo cashback rewards
    • moderate2% foreign currency conversion fee (Standard) / 1% (Premium)
    • minor$50 shipping fee for physical card
    • minorUp to $20,000 daily spending limit ($60,000 monthly) on Premium; $10,000 daily ($30,000 monthly) on Standard
    • minorUp to $2,000 daily ATM withdrawal limit ($10,000 monthly) on Premium

    What users say

    No public user ratings available yet

    Rating breakdown

    Net reward
    0.0
    Custody risk
    5.0
    Availability
    4.5
    Features & convenience
    3.5

    See our methodology for how we score each axis.