FG CardReview
Prepaid crypto debit card with a hybrid custody model integrated into an educational mobile app.
Cashback
Up to 0.00%
Custody
hybrid
KYC
full
Networks
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Monthly fee
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Available in
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The verdict
Best for: Crypto beginners wanting education, mobile payments, and no staking requirements.
Skip if: You need immediate card access, transparent fees, or traditional crypto cashback rewards.
- Earns 0.001 FG Points per second in-app instead of traditional cashback.
- Offers a single tier with no staking, unlike most tiered crypto cards.
- Integrates a non-custodial wallet but key details like fees are unconfirmed.
How it works
- The FG Card's primary features include its integration within the broader FG ecosystem, which combines a wallet, educational content, and a community platform. It offers a single card tier with equal benefits for all users, eliminating staking requirements. The card supports contactless payments via Apple Pay and Google Pay. It enables real-time spending from a user's connected non-custodial crypto wallet. The platform does not offer traditional banking features like IBAN, SEPA, or SWIFT support.
Funding: Crypto from connected non-custodial wallet
Tier requirements & loyalty
Referrals: 100 FG Points per successful referral
Fees
| Banking | FG does not function as a traditional bank and does not offer conventional banking services. No personal checking or savings accounts, no IBAN or account/routing numbers for direct deposits or transfers, no support for traditional payment rails like SEPA, SWIFT, or ACH, no interest-bearing accounts or fiat balances, no business banking features or multi-user controls. |
Custody & risk
- If the issuer disappearsIf the provider ceases operations, unspent crypto in the user's non-custodial wallet remains with the user. Any fiat currency that has been loaded or is in the process of conversion may be at risk.
- Market riskCard is still in 'Coming Soon' phase with no confirmed launch date, creating uncertainty about actual availability
- Counterparty riskIf provider ceases operations, loaded fiat is at risk (unspent crypto remains with user)
- Market riskUnproven track record for card functionality as it hasn't launched yet
Users manage their crypto assets in a non-custodial wallet. At the point of sale, the necessary amount of cryptocurrency is converted to fiat by the provider to complete the transaction.
Protections
- Bank-level encryption
- Biometric access controls
- Two-factor authentication (2FA)
- Secure wallet architecture
- Ability to lock/unlock card via app (presumed)
Limits
notes
FG Card advertises 'high payment and cash withdrawal limits' as a key feature, though specific numbers have not been published.
atm monthly
Described as 'high' but specific numbers not published
daily spending
Described as 'high' but specific numbers not published
monthly spending
Described as 'high' but specific numbers not published
The good
- No staking requirements for benefits.
- Integrated non-custodial wallet for asset management.
- Supports Apple Pay and Google Pay.
- Earn 0.001 FG Points per second in-app.
The catches
- Undisclosed fees, limits, and supported regions.
Limitations
- majorStill in 'Coming Soon' phase as of early 2025 with no confirmed launch date
- majorLimited transparency on fees, exact limits, and supported countries
- majorSpecific fee structure not yet publicly disclosed
- majorUnproven track record for card functionality (as it hasn't launched yet)
- moderateCard network not officially confirmed (likely Visa or Mastercard)
- moderateNo traditional banking features (no IBAN, SEPA, SWIFT, or ACH support)
- moderateCustody model not clearly stated in public materials
- moderateSupported cryptocurrencies not officially listed
- minorNo traditional crypto cashback rewards (points-based system instead)
What users say
App Store
4.8/5 (900+ ratings)
Positive feedback on app design, security features, and educational content